I am a woman of 34 years old looking to get out of debt and I feel ridiculous having a post here. I am a very hard worker, I live on my own and do not have a family. I went to school for art and then art education and owe about 40,000.00 dollars for my education (Rutgers University undergraduate BFA, Columbia Teachers College graduate, MA). I also currently owe 13,000.00 dollars in credit card debt. I have been bankrupt once before about 5 years ago. I work full time and have interviewed for many jobs. AT the moment I cannot get out from under the debt enough to go to school, excercise, create art, or kick the daily depression that I am in. I am willing to work two or three jobs but have not had much luck finding something. I would like some help, thoughts and suggestions are appreciated. My wish is to be debt free and have a decent job, savings and be able to pay my bills without have to scrap for change for spending money. I am a program manager at a non-profit that works with underserved and/or at risk and abused children. I work many hours with no overtime payment. Though I love my position, I will have to leave so that I can afford to live.
Thats the story.
Thank you,
L